Credit Cards & Debt

Credit cards, mortgages, credit reports, credit scores–it’s all vital to your financial health. Understanding how to use credit properly is one of the keys to financial success.

  • When it comes to credit card debt, people like to point the finger everywhere but where the belongs: the person who looks back at them in the mirror.

  • I’m not perfect…far from it. In fact, I’m quite open about my poor history with money and here’s a summary of how I screwed up big-time!

  • Credit card debt can be a bitch; I’ve been there so I know. Are the credit cards what’s really to blame or is there some other issue that people ignore?

  • Credit scores used to have significant meaning and influence over peoples’ everyday financial decisions. Is that still the case today?

  • Financial troubles are often difficult and embarrassing to admit to. You just need to get over it & seek help if you can’t get things under control yourself

  • Debt = interest payments. Here, you will see a debt reduction plan that not only considers interest rates but how to limit the additional interest you pay.