Is Paying A Credit Card Early Helpful Or A Waste of Time?

Paying a credit card early can be tempting. If you are looking to maintain or build credit, you definitely don’t want to pay your credit card as you spend.

Types Of Credit: It’s Not Just Those Popular Cards!

There are a lot of different types of credit out there. Knowing the differences will help you manage your money better and hopefully not get into credit trouble.

What Is A 0% Balance Transfer & How Can It Be Useful?

The 0% balance transfer is a popular tool in personal finance. It can be very beneficial but also carries a huge risk as well.

Credit is Not the Enemy, You Are!

When it comes to credit card debt, people like to point the finger everywhere but where the belongs: the person who looks back at them in the mirror.

Money Mistakes Aplenty AKA Life In My 20s

I’m not perfect…far from it. In fact, I’m quite open about my poor history with money and here’s a summary of how I screwed up big-time!

Give Up The Credit Cards Are Evil Crap

Credit card debt can be a bitch; I’ve been there so I know. Are the credit cards what’s really to blame or is there some other issue that people ignore?