Paying a credit card early can be tempting. If you are looking to maintain or build credit, you definitely don’t want to pay your credit card as you spend.
There are a lot of different types of credit out there. Knowing the differences will help you manage your money better and hopefully not get into credit trouble.
The 0% balance transfer is a popular tool in personal finance. It can be very beneficial but also carries a huge risk as well.
When it comes to credit card debt, people like to point the finger everywhere but where the belongs: the person who looks back at them in the mirror.
I’m not perfect…far from it. In fact, I’m quite open about my poor history with money and here’s a summary of how I screwed up big-time!
Credit card debt can be a bitch; I’ve been there so I know. Are the credit cards what’s really to blame or is there some other issue that people ignore?