Hurricane season absolutely sucks!
And no, that’s not a college football thing.
Nor is it about the Carolina Hurricanes NHL team lol.
It’s a weather thing.
The term for the period from June 1 – Nov 30.
That’s when the storm season is in full effect.
That’s when the waters of the west Atlantic create tropical cyclones.
They also go by more familiar names:
- Tropical Depressions
- Tropical Storms
Anyway, I’ve experienced my share of these storms.
I’ve lived in south Florida for half my life.
Yes, south Florida, “home” of hurricane season.
Let me tell you, it’s a freakin’ nightmare!
Every year the number of storms changes.
Each year the strength of storms change.
But the one constant is the absolute lunacy I see from people from the time a storm forms to the time it either hits or passes by.
It’s almost as if they are playing a game of chicken with Mother Nature to see who will blink first:
- The person who will finally give in and go stock up on supplies or
- The storm that will change direction
It makes absolutely no sense, but nonetheless it’s a guarantee.
So how can you ensure that you are truly prepared for a hurricane or most similar occurrences?
Learn How The Storm Models Work
One of the things that annoys me the most about hurricane season is the utter lack of understanding.
People just don’t know what the hell they are talking about most of the time.
They spout off stuff they heard on the news but twist it.
Or they just talk complete garbage because they want others to think they’re smart–you know like that person who says their an expert in every financial topic to be cool.
Take this track of Hurricane Dorian from the 2019 hurricane season for example:
Notice the red bubble around the storm path.
That’s called the “cone of uncertainty”.
It represents the most likely areas in which the center of the storm (the black dots) will go.
Many people incorrectly talk about that cone as being where the damage will be isolated, which couldn’t be further from the truth!
Being outside of that area does not mean you are in the clear and too many people make that mistake.
The important thing to know is how far out from the center of the hurricane the wind and rain reach as that will be a more accurate depiction of the danger areas.
So, for the person who lives in Miami, which is outside of the bubble, the wrong interpretation would be to think you’re safe from any danger.
The reality is that the storm can wiggle anywhere in that bubble and if it’s big enough and moves close enough to the city of Miami, a significant amount of damage can occur.
Prepare For Hurricane Season BEFORE It Starts
And Don’t Ever Take A Hurricane Lightly
Anyone living in Florida for more than a year is guaranteed to have been through a hurricane season.
Odds are they have even experienced an actual hurricane (or 4) of varying strengths.
So why is it that each and every time a hurricane comes close people scramble for everything necessary to outlast it???
I understand the desire to not spend money.
I understand the desire to not have tons of “stuff” occupy your home.
But there’s a difference between buying supplies that can save your home and potentially your life and spending money on junk you don’t need or will never use.
There’s a difference between storing said supplies and collecting “things” which do nothing but create clutter and collect dust.
It doesn’t matter if there are times when the meteorologists are wrong, or the models don’t get the path correct.
Mother Nature has a mind of her own, and almost never can the storm paths be predicted accurately until it’s too late.
Have A Hurricane Season Supply Checklist
This is one of the oddest things to me.
Everywhere you turn during hurricane season you will come across reminders and warnings:
- Radio station
- TV stations
- Government offices
It’s practically impossible to not know when hurricane season is or what supplies you will need.
Heck, Publix, the state’s largest regional supermarket even produces a preparation guide that contains highly detailed checklists for all kinds of needs.
Even if you don’t look at these resources, most of the supplies you’ll need are common sense:
- Canned food/non-perishables
- USB battery chargers
- Meds/first aid
- Masking tape
This is by no means meant to be a complete list–you can get those at the Publix website which are much more detailed!
Basically you just need to use common sense:
What supplies do you need to ensure your home is protected from flooding or flying objects?
What supplies do you need to make it through a few days or more if there is no power?
That should be the minimum you stock up on!
Keep Multiple Copies Of Important Documents
Everyone should know the importance of keeping track of all your important paperwork:
- Insurance policies
- Bank accounts
- Brokerage accounts
- Car titles
- Mortgage documents
- Income tax returns/W-2s
Basically anything you might need to file claims after a hurricane, deal with a fatality, or any kind of financial matter afterward.
In case you don’t know, allow me to explain it in a very concise manner:
IT’S VERY IMPORTANT TO KNOW WHERE ALL OF YOUR IMPORTANT DOCUMENTS ARE IN CASE OF EMERGENCY!!!
That said, where should you keep all of these documents?
In your home?
In a bank vault?
Buried someplace hidden?
Actually, all three are pretty decent options and the secret is that you should never have just one location for your important information.
Having a copy at home is fine during calm times, but if your house is damaged or destroyed, your records will probably be lost.
Even worse, if you evacuate and leave your home unattended, someone can break in and those important documents can be easily used in identity theft.
Using a bank vault is a fine option as well unless the storm knocks down trees and power lines making travel difficult or temporarily impossible.
Burying them was mostly a joke.
But the one place you should also store a copy is in the cloud.
That way, if you’re forced to evacuate or leave on your own (“just in case”) you know you will be able to access anything you need at any given time.
You won’t have to worry about running around to compile all of the hard copies since it’s already waiting for you in your preferred cloud storage system.
If you don’t already have one, get one! It really doesn’t matter where you go as long as you do it.
Having redundancies in place will safeguard against losing everything because you only had one set of these important documents.
Stash Your Cash
I’m not a fan of cash.
But even I recognize that it’s very useful in case of a disaster.
One of the biggest concerns in the aftermath of a hurricane (or any other disaster) is the fallout such as power outages.
No matter how much you–or I for that matter–love our credit cards and shun cash, there’s one indisputable fact:
Without power or internet service you will need cash to make purchases.
It’s important to remember that if the roads are bad enough to keep gas stations dry and grocery store shelves bare, you can be sure that the banks won’t be able to get cash deliveries either!
So make sure you get to the bank and take out enough cash to last at least a week, maybe even more.
Just like any other supply, it’s better to get it out “just in case” since you can always put it back if you don’t need it.
If a “cash stash” is already part of your emergency fund then you’re already one step ahead!
Hurricane Season Requires An HD TV Antenna
Yes, you read that correctly.
Go get yourself an HD TV Antenna.
- The power is the first thing that gets attention, not your cable lines.
- The cable tends to go out more easily than power
- TVs can still work on a generator or battery backup
- There are still over-the-air broadcast signals available for free.
In most instances, you will at least get free local channels.
So, not only would you need some entertainment, but more importantly some information.
You know, information like what is going on, what you should (or shouldn’t) be doing, when things are expected to be done, etc.
Bet you’re thinking “hmmm that’s actually not such a crazy idea to add to my hurricane preparation list” now, aren’t you 🤣
And, it’ll also help you in those times when the cable goes out for no apparent reason at all on the clearest of days.
Being Prepared For Hurricane Season Is NEVER A Waste
So many times I’ve heard people say something to the effect of:
I wasted all that time putting shutters up and nothing happened!People when a storm doesn’t hit the way it was warned to
It’s laughable, really.
So what if you spent an hour or two doing manual labor?
Who cares if you spent extra money buying materials that you didn’t end up needing.
You can always leave the storm shutters or boards up for a little while to make the time and money “worth it”–although you have to check with your city ordinances since some require they be taken down at a certain point.
Hell, who gives a crap if you evacuated (at the direction of government officials or on your own) when you didn’t end up need to?
Ensuring that your family and home are safe is never a waste of time!
What would you be saying if the circumstances were reversed?
People just need to learn to have perspective in these situations.
Trust me, I know how off-putting natural disasters can be, especially hurricanes which makes life crazy for days at a time before it even hits.
There’s a reason NOAA does regularly updated projections.
Why TV networks break into regular programs with news & weather alerts.
And, there’s a reason the governments close schools and public offices.
That reason is that a hurricane (and hurricane season in general) is no joke.
You can almost always replace physical possessions, but you can never replace a life lost due to careless or negligent preparation!
One of the best resources for getting all of the things you need in one place is the Amazon Disaster Preparedness area. You can order everything at once and have it all delivered without having to worry about wasting gas driving all over town or standing in line just to find out most supplies are sold out!
You should also consider getting a subscription to LastPass. It’s not only a password manager but also has an area to keep copies of your documents like passport, Social Security card, Drivers License or any other important identification materials so you can “carry” them around without risking carrying the actual docs!
Do you live in an area that is frequently subject to natural disasters? Do you regularly keep supplies on hand in anticipation? Or, are you the type that says “Fuck it” and waits on line at the store for the emergency stock to come in?